[Cleveland, OH - December 2007] Mobile Awareness, LLC announces the release of a new Wireless Parking Sensor System geared toward Commercial Trucks with Trailers, Utility Vehicles, Vehicles-in-tow and RVs.
Commercial vehicle owners now have an effective means to help prevent backing accidents that can often result in personal injury, property damage and increased insurance expense. Activated automatically when reverse gear is engaged, the driver is alerted to objects behind their vehicle with both an audible (active) and visual indicator (LED demonstrate). The waterproof sensors work in all weather conditions and provide the location of an obstacle (Zone Discrimination) within four (4) individual areas behind the vehicle, apt to within 1/2″.
Based on a design optimized for long vehicles such as commercial trucks pulling trailers, the Mobile Awareness MA-WPSS-4M17 Wireless Parking Sensor System has features not readily found on other backing systems. By example, the Truck & Trailer Exchange function allows a truck equipped with the Warning Display Unit (WDU) to detect the ECU/Sensors located on more than one trailer. “We wanted to provide a solution for the trucking industry that facilitated the exchange of trailers,” remarked Gary Rothstein, president of Mobile Awareness. “The WDU can be matched with other ECU/sensors installed on additional trailers. It’s as simple as holding the setting button when reverse gear is engaged to indentify and connect with the new trailer.”
Developed using a leading-edge wireless technology, the system is economical to install and own. The waterproof sensors and ECU (Electronic Control Unit) mount with just 10 screws and two wires connected to the backing lights. The dash mounted Warning Display Unit (WDU) only requires a power and ground connection to complete the installation.
Other novel features include the ability to adjust the furthest end location of the vehicle due to overhanging objects such as a trailer hitch or extended bumpers (Stop-line Adjustment). Additionally, the monitor displays all zones simultaneously in real-time and includes a wireless signal strength meter.
Rothstein concludes, “There are many advantages to utilizing an active backing sensor system that complement other safety devices such as our reversing cameras (passive monitoring). At times when the driver is not viewing the video monitor, the audio from the parking sensor system can bring attention to an unforeseen object or individual behind their vehicle.”
About Mobile Awareness
Cleveland, Ohio based Mobile Awareness, LLC™ designs and markets leading-edge transportation safety products. The company provides accident prevention solutions for commercial transportation professionals and individuals who want to keep their employees, family members and vehicles protected. For more information, please contact Mobile Awareness, Toll Free: 866-653-5036 or visit www.MobileAwareness.com
Mobile Awareness…Reducing the Total Cost of Safety™
Filed under Motor Vehicle Insurance by on Mar 15th, 2011. Comment. 
Contrary to popular belief, automobile insurance is not necessarily a requirement. Proof of financial responsibility is though. For your average American this is achieved through purchasing commercial auto insurance. You may want to select a stare at the self insurance options that are available to you.
What is self insurance? Self insurance allows you to assume the financial risk yourself if you are involved in an automobile collision. Instead of filing a claim with your insurance company, you are responsible for paying for the damages.
How does self insurance change your requirements? You still have to meet your states minimum liability insurance requirements regardless of self insurance. You will just be guaranteeing that liability amount yourself instead of using an insurance agency.
How do I self insure? States that allow for self insurance will have an application procedure in site and they will base their decision to approve or abhor your application based on financial information or assets you have. You must meet your states requirements for providing the financial means to cover the liability amount set in place.
How practical is it? Most people are not in a financial position to self insure. They don’t have the assets or funds to set aside for unforeseen accidents or collisions. If you are barely scraping by paying a monthly insurance premium, then self insurance is probably not something you will be able to consider seriously.
Is it enough? Even if you self insure, it may not be sufficient to cover the expenses associated with a traffic collision. There may be cases where the amount you self insured for isn’t enough to cover the costs. It won’t cover uninsured motorists or underinsured motorists. This then becomes your responsibility instead of a claim on your insurance. You are unruffled at risk of having suit brought against you if you cause injury to another through the operation of your vehicle and are unable to cover their expenses.
How distinguished money can it save you? Theoretically, if you are never alive to in any type of collision or accident that requires repairs to your car or another persons car or personal injury coverage, then you are “saving” the cost of monthly insurance, whatever that amount is for your car and amount of insurance you want to carry. You are having to put up sufficient funds or assets to veil the costs, so in the long run, you have to have much more money up front to self insure.
Another way you can partially self insure is to raise your deductible. You are then assuming a greater financial responsibility without having to assign up a great deal of assets. You are voluntarily agreeing to pay a larger amount per every accident claim you file with your insurance carrier.
Resources
About.com, How to Cut Insurance Costs By Self-Insuring, Bobbie Sage
About.com, What Does It Mean To Self-Insure? , Miriam Caldwell
Wikipedia.com, Insurance
Autos.com, Which States ARe Effected By The Financial Responsibility Law
Filed under Motor Vehicle Insurance by on Feb 18th, 2011. Comment.
No, I am not an attorney! Nor, am I with true aid, or any factual agency affiliated with insurance companies. I am unbiased some poor slob that’s been hit by other drivers too many times and “literally forced” into learning the best ways to settle with insurance companies!
A driver has not lived until they experience the “horrors” of being involved in an auto accident with severe injuries and your vehicle is completely totaled. Unfortunately, the real “Nightmare” does not begin until you try settling with the insurance company.
I’ve been operating motor vehicles for the past 36 years here in U.S.A. and it seems like at least every two years another driver hits my vehicle, normally in the rear! Possess it or not! None of these accidents have been my fault in 30 years! This information is based on documented facts from 16 auto accidents I have personally been involved in over the years. Some of them went to court.
Here are the 10 best ways I have found to settle an auto accident insurance claim.
1. Whenever you are involved in an auto accident. DO NOT rep out of the vehicle if it is a busy street. Call 911 for help. If you don’t have a cell phone, someone driving by will normally call for help. The reason why, you could glean ran over by another vehicle! Wait until the rescue workers arrive at the scene. If you are not severely injured, the rescue team will have the traffic blocked, by then, you can fetch out and talk to the police officers and paramedics.
If you are not injured, be obvious to get the other drivers tubby name, phone number and the name of their insurance company, policy number and the insurance companies claim phone number (if available). Also, try to get a name and phone number of anyone(s) that witnessed the accident. Normally, police officers don’t do this, unless it’s a severe accident with major injuries or fatalities and that also really impartial depends on how much time they have. Police officers will beget out an accident report, but if it’s a minor accident, a lot of the important details could be missing if you have to go to court years later regarding this accident.
If you have a camera phone or any camera available, take any photos you may think that would be relevant to this claim, especially your vehicles and possible injuries. Ironically, if your vehicle is drivable, you could obtain hit the very “next day” and the insurance adjuster will try to dispute your property damage. Take photos of your vehicle as soon as possible. The body shop, insurance appraiser and insurance inspectors will consume photos, especially if you have filed a personal injury claim. DO NOT TELL THE INSURANCE COMPANY that you have these photos in your possession. This is what attorneys call “keeping an ace in the hole” If you hire a law firm to handle your claim, they will explain the reason why?
2. Personally, I would go ahead and call the other drivers insurance company to find out if they have a “valid” insurance policy, even if your at the emergency room. The reason why, is because there are so many drivers without valid insurance. You can always file a claim with your insurance company for an un-insured motorist accident, if this is included in your insurance policy, unfortunately, you will have to pay the deductible. “Hit and Run” accidents are treated in the same manor. If the other driver does not have valid insurance, you should relate this to the police department and your insurance company immediately!
3. Go ahead and file your claim with the other drivers insurance company, be sure that you give them the exact phone number where you can be reached night or day. These adjusters will normally only call you once and it’s literally impossible to call them back without getting their snarl mail! DO NOT VOLUNTEER a lot of unnecessary information when filing your claim, I don’t know this for sure, but the CSR claims taker could possibly be recording your conversation for the claims adjuster to analyze whenever they do finally call you. These adjusters secure paid good money to keep their cost of expenses down. Unfortunately, because there are so many false or fraudulent claims, adjusters are forced into this situation.
4. Write down immediately what happened on a notepad the events that took place regarding this accident or place it on a computer file. Be sure to write down every detail you can possibly think of such as: Was it raining? What time of day was it? Was there a lot of traffic? How were you struck? Was the other driver helpful? Did you have any witnesses? Was your vehicle drivable? Did you go to the emergency room? What happened in the emergency room? Also, if you have to hire an attorney, the first thing they will ask for, is to see your notes.
5. What documents do you need to keep after this accident? All medical bills, rental car receipts, gas card purchases, time of expenses driving back and forth to the doctors office, loss of wages check stubs, photograph receipts. Also, get a copy of the value of your vehicle, such as the blue book that banks often use or the www.nadaguides.com in the consumer section. Majority of the time, the adjuster will only offer you the wholesale value or the lowest mark if your vehicle has been declared totaled. This is what claim adjusters call “Fair Market Value” versus expense of repairs.
6. Whenever the insurance adjuster does finally call you, they will most likely also offer you the lowest price for repairs to your vehicle. This is standard procedure. “Do Not scream at these people!” This will only make matters worse and they might not call you back for a month! You can always decline their offer and wait a couple of weeks, to see if they may up the offer especially if your vehicle has been totaled! Also, if you have personal injuries, they may assign a different claims adjuster that specializes in personal injury claims. This usually happens in the bigger insurance companies like Place Farm and Allstate from what our attorneys have told us. Be sure to also come by the adjusters fax number, and you can fax them your decision. DO NOT send them unnecessary statements, they can and will use this against you in court! We found this out the hard way with State Farm Insurance!
7. If you have a personal injury, you can always use this as leverage to get a rental car, especially if your vehicle has been totaled, by telling them you need a vehicle to drive back and forth to the doctors office. If your vehicle needs to be repaired, I would recommend getting an estimate from someone that is NOT affiliated with the insurance company. Some of these insurance appraisers will try to cleave their losses on repairs and you may have to slay up paying the balance. Some insurance companies will issue you a check and some will make out the check to the body shop once your vehicle has been repaired.
8. If you settle your property injure claim without using an attorney, be sure that the contract does not have any words like “injury” or injuries sustained” anywhere in their contract, especially if you filed a personal injury claim. You will have to give them the title and of course the vehicle, before they can give you the check, if your vehicle has been declared a total loss. The larger companies will just give you a check without a contract, that’s what State Farm did with us. Over all, most attorneys do not handle property afflict claims.
9. If you have the time, you can always bag a copy of the accident report at the courthouse in the same city normally within 3 days. Some of these insurance companies will take up to three weeks to get this narrate and until then, they will normally offer you absolutely nothing! Simply because they want to find out who’s fault it was! If you hire an immediate attorney, this is also very good to have on your initial visit.
10. The best intention I have found to hire an attorney, is to check with friends and family members. My advice, if you have sustained personal injuries that will be permanent, I would utilize an expert trial attorney. You can always interview different attorneys. Be sure to choose an attorney that you feel comfortable with. These people can sometimes discontinue with you for years and years! I would also recommend viewing this attorney in court to peruse what kind of tactics they are using against these insurance attorneys. In most states, you have a minimum of 1-2 years before you have to file a lawsuit to recover your losses and expenses. Insurance companies like State Farm and Allstate are notoriously acclaimed about waiting until the last week to settle your personal injury claim. Remember also, lawsuits are filed against the other driver and not the insurance company! Go to your local library and research personal injury books.
I hope this information has been helpful,
Thanks,
Phillip Chambley
Filed under Motor Vehicle Insurance by on Jan 24th, 2011. Comment.
An SR-22 form is just a form that an insurance corporation files with the DMV or state proving that they are insuring a specific driver The SR-22 form is also an agreement between the insurance business and the state that the DMV will be notified right away when and if the insurance business stops insuring the party in question SR-22 forms are not mandatory for all people today or drivers, they are only needed if the driver is considered a especially high risk For example an SR-22 form will turn out to be mandatory in most states for any driver convicted of a DUI or DWI offense.
Although the SR-22 form in and of itself doesn’t affect the insurance rate the reason behind the SR-22 form does If an SR-22 form is needed or asked for by the state it is likely that the individual in question is considered at a high risk for causing harm to him or to other people via their driving Whilst DUI and DWIs are the most widespread trigger for mandatory SR-22 forms other offenses have been recognized to warrant them which includes excessive speeding, a number of automobile accidents or reckless driving.An SR-22 form automatically locations drivers into a high-risk category and if insurance is dropped, for any reason, the DMV is informed instantly which leads to the DMV then suspending the license of the party involved A license suspension, for even the most prudent of drivers, can raise insurance premiums for various years For a driver who is already considered a high sufficient risk to warrant the filing of an SR-22 form the ramifications can boost insurance rates tenfold and make it increasingly additional hard to obtain automobile insurance.Insurance should be held at all times by drivers who are under a mandatory SR-22 filing It is very important to note that the moment insurance is no longer registered to the individual or vehicle the individual owns the driving license is instantly suspended until proof of alternate insurance can be verified In some states a license can be suspended for up to 90 days for lack of insurance, depending on the length of time the driver was uninsured .
Filed under Motor Vehicle Insurance by on Dec 21st, 2010. Comment.
I’m not positive about all state’s insurance coverage requirements in covering an automobile Most states demand a car or truck proprietor to fully cover a truck if it is financed and under a lien This protects the lien holder as well as the used car proprietor in case of a loss.
In most instances there are 3 varieties of car protection Liability, which mainly covers personal injury and damages carried out to other’s vehicles Extensive, which covers, glass breakage, vandalism, theft, damage by nature and animals Collision, which covers damages to the insured’s automobile when fault lies against the truck proprietor, or damages caused to the insured’s car or truck by an uninsured motorists.This write-up will aid explain the importance of detailed insurance coverage cover on a car or truck Once your car or truck is paid off and you hold the title, most states then only call for a minimal coverage consisting of liability cover only To save bucks most automobile owners will cancel their extensive protection and collision Dropping the collision may well be a beneficial notion contemplating the importance of your motor vehicle at the time Funny thing with an insurance coverage firm is, as your motor vehicle decreases in importance, your insurance coverage charges remain the exact same or possibly enhance That doesn’t make considerably sense but we’ll leave that for an additional write-up Collision charges are rather high, so if funds can be saved, most truck owners drop that Only issue is, if you wreck your automobile and it is really your fault, then you will have to foot the whole bill.So out of the 3 coverage’s in a coverage, complete is the cheapest of all 3 It is a tiny portion of your insurance policies protection bill In my opinion, it is the most effective bang for the buck In my opinion, all-inclusive need to never be dropped from your used car, even after you pay it off Why Bear in mind what I said all-inclusive pays for THEFT Let’s say you just paid off your auto It is really four years old It was $25,000 new Now it is worth about $ten,000, but you hold the title It really is all yours Until some criminal element decides they would rather have your auto than you Now all you have is a piece of paper saying you personal a stolen automobile You’re out your automobile and since you dropped the complete cover, you have no protection If you still had in depth cover, your insurance coverage corporation would be writing you a verify for that $ten,000 For a few dollars a month, you have that peace of mind, you are protected against theft, or at least, you’ll be compensated Maintain that thorough protection.You’re driving down the street and a rock flies up from a car ahead of you and cracks your windshield Thank you detailed for my new windshield You’re driving on a country street and Bambi decides to eat from the other side of the street and slams into your used car Thank you thorough for my shiny new repairs A jilted lover decides to use a screwdriver to let the world know just how very much of a jerk you are by inscribing it into your hood Thank you broad for being my eraser.Hopefully, now you know the benefit of complete insurance policies Verify your coverage and call your agent Get the cover you require, then drive safely .
Filed under Motor Vehicle Insurance by on Nov 8th, 2010. Comment.
